top of page
Pinjaman

Loan Disclosure

INTEREST RATE & REPAYMENT
 
Monthly Interest Rate: 
Fixed rate from 1.0% – 1.5% /Month
​
Period for Repayment:
Minimum:  6 Months 
Maximum: 60 Months
 
Annual Percentage Rate (APR):
Minimum: 12% 
Maximum: 18%
​
Loan Representative Example: 
Amount of credit: RM 1000.
Period for Repayment:  6 months.
Interest Rate: 1.5%.
Interest Amount: RM 90.
Total Amount Payable : RM 1090
HOURS & LOCATION
​
Office Location

108 Jalan Mutiara Melaka, Taman Mutiara Melaka, Batu Berendam, Hang Tung Jaya 
75350 Melaka, Malaysia.

​

Tel: 017-238-3303

E-Mail: pinjamloancepat@gmail.com

​

Hours

Monday - Sunday 

7 Days Per Week 24 Hours Per Day

Loan Products Disclosures:

​

1) What do i get from this product?

Interest/Profit Rate
Approximately 3.99% per annum to 14.78% per annum (flat rate). (Effective Interest/Profit Rate:
Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure).
The Interest/Profit Rate quoted and/or prescribed by the company hereunder is subject to the GKH Express's right to vary the same at any time and from time to time with prior notice to you.

Total Interest/Profit
Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years).
Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.

​

2) What other charges do I have to pay?

Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.

Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.

COPYRIGHT © 2023 PinjamLoanCepat. ALL RIGHTS RESERVED.

bottom of page